Many small cash jobs, minimal materials and steady retainers from landlords and letting agents. Here's how Making Tax Digital for Income Tax applies to you, and when it starts.
MTD for Income Tax phases in by gross income before expenses. Many handymen sit under £30,000, so April 2027 is the step that brings most into scope.
With many small jobs a week, the hardest part is not losing track. Logging each payment on your phone as you finish means your quarterly update is just a quick review, not a monthly reconstruction.
When you're in scope, your annual Self Assessment return is replaced by four short quarterly updates and a year-end final declaration, all through recognised software.
Log each job as you're paid so a busy week of small jobs never becomes a paperwork pile.
Volume is the challenge. Logging each job as you're paid keeps your records complete without a big catch-up.
Regular work for landlords and letting agents is steady income. Record it as you invoice. See our landlords guide.
Light on materials means simple records. A few taps per job keeps you compliant without the admin creeping up.
If you're near £30,000, tidy records mean you'll know the moment you tip into scope from April 2027.
When your day is a dozen small jobs, records need to be quick. Clear Books lets you log as you go and gives HMRC exactly what MTD needs, whenever you're in scope.
Record each job as you're paid, watch your gross against the thresholds, and be ready to submit when your wave lands.
